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Asenso 

Non-Collateral Loan

Our ASENSO loans product is designed for our depositors who strive to expand their business and provide a better quality of life for their families. However, they may not have sufficient funds or loan collaterals readily available yet.

asenso
ASENSO SAVINGS ACCOUNT

Maximize your loan with your
ASENSO Savings Account

Our Loan Clients:

PABANK Loan Client7
PABANK Loan Client4
PABANK Loan Client1
PABANK Loan Client
PABANK Loan Client6
PABANK Loan Client3
PABANK Loan Client2

Enjoy these Loan benefits with us:

LOANS AMOUNT

Loanable amount

Borrow from a minimum of Php50K up to Php150K

LOANS TERM

Loan Terms

6 to 12 months

PRODUCT FEATRUES

Product Features

No collateral needed

INTEREST RATE

Interest Rate

2.5% per month or

30% per annum

list of loans you can applied

agricultural

AGRICULTURAL LOAN

micro

MICRO BUSINESS LOAN

housing

HOUSING LOAN

HOUSING

CONSUMER LOAN

how to apply?

ONLINE

1. Fill out the online application
2. Upon successful submission, you will receive an email that your application has been received  Check your spam folder in case the message is not in your inbox.
3. Wait for the SMS or E-mail notification regarding the status of your loan application then you may visit our Branch to continue your loan application

BRANCH

1. Fill out the AGAP Loan Application and Personal Information Sheet
2. Upon successful submission of your application and information sheet, you will notify the status of your loan application. 
3. Wait for the Credit Investigation to approve your loan application.
4. Upon CI approved, we will process your loan application for 7 banking days.
5. Wait for the call from our AGAP personnel for the releasing of your loan application.

QUALIFICATIONS

  • Must be at least 21 to 59 years old upon maturity of loan.

  • At least 1 year business in operation (for business)

  • At least 1 year Employed (for salary based income)

  • Must be second timer (for OFW)

  • Must be permanent residents of Zambales, Bataan or Olongapo City
     

LOAN REQUIREMENTS (BORROWER & CO-MAKER)

All requirements based on income (Business / Salary or OFW) 

  • Certificate of Employment

  • 3 months Pay Slip 

  • 2 Valid IDs

  • 1 Proof of Billing

  • 1 x 1 picture (3pcs)

  • Barangay Clearance 

  • Sketch map of the Residency

  • Tax identification number/SSS number

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